CapEd Credit Union
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CapEd Credit Union’s First-Time Homebuyer page aggregates multiple Idaho focused products including a zero down Educational Community 100 percent Loan, the CapEd Home Affordable Mortgage Program, and an Idaho first time homebuyer savings account that together help members get into a home with minimal upfront cash
Eligible for: Primarily first time homebuyers who are CapEd members or eligible to join, including educators and education community workers for the Educa…
Funding: First-time homebuyer mortgage with 3% down payment requirement; 100% financing option for eligible education-community borrowers via Educational Community 100% Loan (max loan $550,000).StatewideIndividualLow down payment mortgageFirst-time homebuyer loan