Grant Directory

Verified government funding opportunities

Grants in Delaware

Delaware statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Delaware. Filter by category, agency, or keyword to find grants that match your project, business, or community.

5 programs currently listed in Delaware • Updated daily

Browse by category

Jump straight to Delaware grants filtered by focus area.

Latest opportunities (5)

The DSHA Loan Products page details the specific Smart Start, First State Home Loan and Diamond in the Rough offerings, showing how Delaware first-time and repeat buyers can pair a DSHA mortgage with 3%–5% down payment and closing-cost assistance.

Eligible for: Low- and moderate-income Delaware homebuyers who qualify for DSHA Welcome Home or Home Again FHA, VA, USDA or conventional 30-year fixed-rat…

Wilmington’s First Start Homebuyer Program provides up to $15,000 in down payment and closing-cost assistance to low- and moderate-income first-time buyers purchasing owner-occupied homes inside city limits.

Eligible for: First-time homebuyers, displaced homemakers and single parents purchasing a single-family home within the City of Wilmington who have not ow…

Funding: Up to $15,000 or 6% of purchase price (whichever is less) for down payment/closing costs; requires $1,000 buyer contribution.CityIndividualDown payment assistanceClosing cost assistance

New Castle County’s Down Payment & Settlement Assistance (DPS) Program offers income-qualified buyers up to $10,000 in deferred, low-cost loan funds to help with down payment and closing costs when buying a home in the county.

Eligible for: Low- and moderate-income households purchasing a home in New Castle County who need help covering customary down payment and settlement char…

Funding: Up to $10,000 to assist with down payment and settlement costsCountyIndividualDown payment assistanceClosing/settlement cost assistance

DSHA’s “How We Can Help” page is the central hub for Delaware first-time homebuyer assistance, outlining Welcome Home and Home Again mortgage programs plus layered down payment help like First State Home Loan and Diamond in the Rough.

Eligible for: Delaware first-time and repeat homebuyers using DSHA’s Welcome Home or Home Again mortgage programs who meet county income and purchase-pric…

Funding: Down payment and closing cost assistance via 2nd-loan: 3% (First State) or 5% (Diamond in the Rough) of first mortgage, or fixed $12,000 (Home Sweet Home) or $10,000 (Delaware Diamonds) depending on program.StatewideIndividualDown payment assistanceClosing cost assistanceAffordable first mortgage

The Dover First Start Homeownership Assistance Program offers low- and moderate-income first-time buyers a 0% interest second-mortgage loan of up to $20,000 for down payment and settlement charges on homes within the City of Dover.

Eligible for: First-time homebuyers purchasing a principal-residence home within Dover city limits who have at least $1,000 in their own cash (excluding g…

Funding: Down payment and/or settlement cost assistance per Dover Homeownership Assistance Program — amount varies per program guidelines.CityIndividualDown payment assistanceClosing/settlement cost assistance

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Delaware.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

first-time homebuyerhomebuyer starter packhome buying checklistbudget templategoogle sheet budgetdown payment assistancehomeownership toolkitdigital downloadPDF workbookaffordability calculator