Camden County Division of Housing Services / Camden County Improvement Authority
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Camden County Division of Housing Services / Camden County Improvement AuthorityNJFirst-Time HomeownerCamden County zero percent interest non amortizing second mortgage that provides deferred and forgivable assistance loans for down payment and closing costs for eligible first time buyers.
Updated: Dec 6, 2025
County-level homebuyer assistance for first-time buyers to cover down payment and/or closing costs, promoting affordable ownership in Camden County.
Eligible for: First-time homebuyers in Camden County (outside certain boroughs) meeting income and purchase price limits, must attend homebuyer education,…
Funding: Offers up to twenty five thousand dollars in assistance as a zero percent interest non amortizing loan that is fully forgiven after five years for smaller amounts or after ten years for assistance between fifteen thousand and twenty five thousand dollars, provided buyers meet owner occupancy requirements.Deadline: Rolling / funds first-come first-served RollingCountyhomebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerCamden County residentdown payment assistanceclosing cost assistance0% interestforgivable loancounty programdeferred loan