Oklahoma statewide grants & funding programs

CARD’s Down Payment Assistance program offers up to 5% of the purchase price (max $5,000) to help first-time buyers in northeast Oklahoma cover down payment and closing costs, coupled with mandatory homebuyer education to support long-term homeownership success.

Eligible for: Individuals and families purchasing new or existing homes in CARD’s service area (northeast Oklahoma) who meet HUD income guidelines, are fi…

CAA of OKC’s Homebuyer Assistance Programs provide substantial HOME-funded down payment and closing cost assistance—up to $18,000 (plus $5,000 for rate buy-down) in Oklahoma City and $14,249 in Oklahoma/Canadian Counties—through forgivable second mortgages that help low- and moderate-income buyers bridge the affordability gap.

Eligible for: Income-eligible individuals and families purchasing within the Oklahoma City HOME program boundaries or in designated parts of Oklahoma and …

Statewide program that pairs OHFA’s fixed-rate first mortgages with 3.5% down payment and closing cost assistance, helping first-time and repeat buyers reduce out-of-pocket costs when purchasing a home in Oklahoma.

Eligible for: Oklahoma homebuyers using an OHFA first mortgage to purchase a primary residence anywhere in the state; must have a minimum 640 credit score…

Tulsa County’s First Home / Homebuyer Assistance Program combines a below-market 30-year fixed-rate mortgage with 3.5% down payment assistance, delivered as a five-year forgivable second mortgage, to make first-time homeownership more affordable across Tulsa County.

Eligible for: First-time homebuyers purchasing an owner-occupied home in Tulsa County who qualify for the First Home below-market fixed-rate mortgage, mee…

NHSOKLA’s Down Payment Assistance hub connects first-time and repeat buyers in central Oklahoma with $1,000–$18,000 in local, city, and county DPA programs, all paired with required homebuyer education and counseling to support sustainable homeownership.

Eligible for: Income-eligible homebuyers in Oklahoma, Cleveland, Logan, and Pottawatomie Counties and partner jurisdictions who complete NHSOKLA’s homebuy…