Mississippi statewide grants & funding programs

The City of Vicksburg’s Down Payment Assistance for First Time Homebuyers bundles several grant-based options to help low and moderate-income first-time buyers cover down payment and closing costs. Programs are offered in partnership with Mississippi Home Corporation and the Federal Home Loan Bank of Dallas.

Eligible for: First-time homebuyers in Vicksburg with low to moderate income not exceeding area median income, acceptable credit, and completion of an app…

Mississippi Home Saver Plus is the state’s Homeowner Assistance Fund program, designed to help income-eligible homeowners recover from COVID-19 financial hardship by covering delinquent mortgage payments, property taxes, and related housing costs to prevent foreclosure or loss of utilities.

Eligible for: Mississippi homeowners who experienced a COVID-19–related financial hardship after January 21, 2020, are at risk of mortgage delinquency, de…

The Chenoa Fund provides flexible Mississippi down payment assistance of up to 5% of the purchase price or appraised value, helping low- and moderate-income buyers reduce or eliminate out-of-pocket down payment and closing costs.

Eligible for: First-time and repeat homebuyers in Mississippi working with an approved Chenoa Fund lender, typically low- to moderate-income borrowers usi…

Pascagoula’s Down Payment Assistance Program offers up to $5,000 in grant funds to help low- and moderate-income first-time homebuyers with down payment and closing costs inside the city limits.

Eligible for: Pascagoula residents (minimum six months) currently in rental or similar housing who are first-time homebuyers, have not owned a principal r…

Jackson’s Homebuyer Assistance Program uses federal HOME funds to provide tailored down payment assistance so low- and moderate-income families can buy affordable homes in the city.

Eligible for: Low- to moderate-income households purchasing within Jackson city limits, with annual income at or below 80% of area median income, particip…