Grants in Illinois
Illinois statewide grants & funding programs
Explore active funding opportunities from state agencies, cities, and local partners across Illinois. Filter by category, agency, or keyword to find grants that match your project, business, or community.
18 programs currently listed in Illinois • Updated daily
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Jump straight to Illinois grants filtered by focus area.
Latest opportunities (18)
City of Chicago Dept. of HousingILFirst-Time HomeownerCity of Chicago purchase-price assistance program that provides a large subsidy applied directly to the purchase price of newly constructed or substantially rehabilitated homes in targeted neighborhoods for income-eligible first-time buyers.
Updated: Dec 6, 2025
Significant purchase-price assistance targeted at first-time buyers in Chicago to lower barriers in expensive markets and promote new construction/infills.
Eligible for: First-time homebuyers, income-eligible, purchasing newly constructed or rehabbed home in city limits, complete required trainings.
Neighborhood Housing Services (NHS) ChicagoILFirst-Time HomeownerNonprofit-administered purchase assistance grant program that layers forgivable down payment and closing cost support on top of a first mortgage for buyers in designated Chicago neighborhoods, especially Micro Market Recovery Program (MMRP) areas.
Updated: Dec 6, 2025
Targeted grant assistance for down payment/closing costs for homebuyers in specific Chicago neighborhoods, intended to support neighborhood revitalization and reduce purchase cost barriers.
Eligible for: First-time homebuyers or eligible households buying in certain Chicago “MMRP” areas, income limits up to 120% AMI, complete homebuyer educat…
Illinois Housing Development Authority (IHDA)ILFirst-Time HomeownerState housing finance agency mortgage platform that offers 30-year fixed-rate IHDA mortgages bundled with several tiers of down payment and closing cost assistance, structured as forgivable, deferred, or repayable second loans.
Updated: Dec 6, 2025
Comprehensive homebuyer support program offering low-interest 30-year fixed mortgages paired with down-payment/closing-cost assistance of up to $10,000 via forgivable, deferred, or repayable structures—making homeownership more accessible in Illinois.
Eligible for: Rolling / funds available
Town of Normal Housing & Community DevelopmentILFirst-Time HomeownerLocal down payment assistance program that offers a modest zero-interest, forgivable second loan to help income-eligible buyers cover down payment and closing costs on owner-occupied homes in the Town of Normal.
Updated: Dec 6, 2025
Local program aimed at increasing homeownership by helping qualified homebuyers with upfront costs in the Town of Normal through modest assistance and favorable loan terms.
Eligible for: Income at or below 80% AMI, home must be owner-occupied single-family within the Town of Normal, minimum contribution $1,000 remains in bank…
Homebuyer Assistance Programs
ResourceCity of Chicago Dept. of HousingILFirst-Time HomeownerCity of Chicago Department of Housing umbrella of homebuyer assistance programs that combine purchase price subsidies, down payment and closing cost help, and required homebuyer education for income-eligible buyers purchasing within city limits.
Updated: Dec 6, 2025
A suite of homebuyer assistance programs offered by Chicago that include down payment/closing cost support, purchase price subsidies and homebuyer education.
Eligible for: First-time homebuyers in Chicago, income/credit eligibility, purchase within city limits, complete homebuyer education.
City of Joliet Neighborhood Services DivisionILFirst-Time HomeownerCity-administered zero-interest, deferred-payment second mortgage that provides a percentage of the home purchase price to help eligible buyers cover down payment and closing costs on homes within Joliet city limits.
Updated: Dec 6, 2025
Local down payment assistance for eligible buyers in Joliet to reduce upfront cost barriers via city-administered program.
Eligible for: Low- to moderate-income homebuyers purchasing single-family, townhouse or condo in Joliet city limits, with minimum own fund contribution.
First-time homebuyer? Start with this guide.
This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Illinois.
Recommended Resource
First-Time Homebuyer Starter Pack (2025 Edition)
A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.