Grant Directory

Verified government funding opportunities

Grants in Connecticut

Connecticut statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Connecticut. Filter by category, agency, or keyword to find grants that match your project, business, or community.

5 programs currently listed in Connecticut • Updated daily

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Latest opportunities (5)

CHFA’s DAP loan is a statewide second-mortgage down payment assistance product that helps first-time buyers cover the gap for down payment and closing costs so they can qualify for a CHFA first mortgage and transition from renting to owning.

Eligible for: Borrower must first qualify for a CHFA first mortgage with a participating lender, demonstrate ability to repay both the first mortgage and …

Funding: Low-interest second mortgage up to 15000 dollars for down payment and closing costs, typically equal to up to 4 percent of purchase price (minimum 3000 dollars).Deadline: Rolling / subject to funding availabilityrollingstatewideIndividualDown payment assistanceClosing costsSecond mortgage loan

CHFA’s All Homebuyer Mortgage Programs page is a central hub that showcases below-market 30-year mortgages, discounted-rate options for key professions, and companion down payment assistance tools like DAP and Time To Own, making it a key SEO landing page for Connecticut first-time homebuyer programs.

Eligible for: Generally aimed at low- to moderate-income first-time homebuyers (or those not owning a home in the past three years) purchasing an owner-oc…

Funding: Below-market 30-year fixed-rate first mortgages and access to DAP and Time To Own assistance for eligible homebuyers under CHFA programs.Deadline: Rolling / ongoingrollingstatewideIndividualMortgage loanInterest rate reductionDown payment assistanceClosing costs

Time To Own is Connecticut’s flagship forgivable down payment and closing cost assistance loan, offering 0% interest and generous forgiveness terms to help first-time buyers overcome the biggest upfront barrier to buying a home.

Eligible for: Available only in conjunction with a CHFA first mortgage. Applicants must be current Connecticut residents with at least 3 years of recent C…

Funding: 0% interest forgivable loan covering up to 20 percent of purchase price for down payment plus up to 5 percent for closing costs; baseline loan amounts up to 25000 dollars, up to 50000 dollars in designated High or Very High Opportunity Areas.Deadline: Limited-time program; currently open on a rolling basis while funds remain (as of 2025-11-24, ~$23.3M available in loan reservations following August 1, 2025 Bond Commission funding).rollingstatewideIndividualDown payment assistanceClosing costsForgivable loan

Fairfield’s federally funded Homebuyer Assistance Program helps income-eligible first-time buyers by covering half of their required down payment (up to $30,000) as a 0% deferred loan and providing an additional $2,500 grant for closing costs, dramatically reducing the cash needed to purchase a home in the town.

Eligible for: First-time homebuyers (no ownership interest in a residence in past 3 years) purchasing an owner-occupied home in Fairfield who complete a H…

Funding: 50 percent of required down payment up to 30000 dollars as a 0% interest deferred loan plus up to 2500 dollars grant for closing costs.Deadline: Rolling while HUD funds are availablerollingmunicipalityIndividualDown payment assistanceClosing costsDeferred loanGrant

Bridgeport’s First Time Homebuyer Down Payment & Closing Cost Assistance Program provides forgivable down payment assistance loans up to $25,000 so income-qualified buyers can afford the upfront costs of purchasing and occupying homes in the city.

Eligible for: First-time homebuyers (no ownership in past 3 years) purchasing an owner-occupied 1–2 unit home or FHA-approved condo within the City of Bri…

Funding: Forgivable second-mortgage loan up to 25000 dollars toward down payment and closing costs for eligible first-time buyers.Deadline: Rolling while HUD HOME/CDBG funds are availablerollingcityIndividualDown payment assistanceClosing costsForgivable loan

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Connecticut.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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