Homebuyers – WCDA Loan & Down Payment Assistance Programs
OpenWyoming Community Development AuthorityWYFirst-Time Homeowner
Updated: Dec 1, 2025
Summary
WCDA’s Homebuyers page is the central hub for Wyoming first-time and repeat buyers, outlining fixed-rate loan products plus Home$tretch and amortizing down payment assistance loans up to $15,000 to cover down payment, closing costs, and prepaids.
Benefits
Who Can Apply
Eligible Locations
Wyoming statewide; income, purchase price, and credit score requirements apply.
Eligibility
First-time and current homebuyers in Wyoming who meet purchase price and income limits, have at least a 620 credit score when using DPA, contribute a minimum of $1,500 of their own funds (which may be a gift), purchase a 1-unit owner-occupied home on 10 acres or less, and complete required homebuyer education through Wyoming Housing Network when buying as first-time buyers.
Full Description
Verification & Details
Recommended Resource
First-Time Homebuyer Starter Pack (2025 Edition)
A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.
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