Grant Directory

Verified government funding opportunities

Grants in Florida

Florida statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Florida. Filter by category, agency, or keyword to find grants that match your project, business, or community.

20 programs currently listed in Florida • Updated daily

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Latest opportunities (20)

FDACS maintains a rolling list of state-level grant opportunities for agricultural and agribusiness-related businesses, offering periodic funding to support operations, expansion, conservation, and rural enterprise.

Eligible for: Agricultural businesses, agribusiness-related enterprises, producers, and eligible rural/ ag-sector firms meeting grant-specific criteria fr…

Deadline: Varies per grant solicitation

FloridaCommerce’s Small Business Innovation Program helps emerging small businesses and startups access capital, training, and support — making it easier to launch, scale or pivot with less reliance on conventional financing.

Eligible for: Newly established or growing small businesses in Florida that meet program criteria for innovation, growth potential, and business viability…

Deadline: Ongoing

Florida Department of Economic OpportunityFLSmall Businessloan, loan guarantee, equity, collateral support

Updated: Dec 6, 2025

SSBCI offers a suite of capital access tools — from loan guarantee and participation to equity or collateral support — helping Florida small businesses secure financing when traditional lending isn’t enough.

Eligible for: Florida-based small businesses (generally ≤ 500 employees; up to 750 for collateral support) that meet the program’s underwriting criteria.

Funding: Program-backed loans, guarantees, equity investments, and collateral support sized by participating lenders and funds to meet eligible Florida small business financing needs.Deadline: Ongoing; dependent on lender participation and funds availabilityrollingstatewideFor-profit businessAccess to capitalLoan guaranteesEquity investmentCollateral support

Miramar offers local grants & incentives to small and micro-businesses (including home-based) to support business development, growth, and resilience under its city-run grants and incentives program.

Eligible for: Small and micro businesses — including home-based — located within Miramar city limits, as defined in the city’s business resources & grants…

Deadline: Depends on annual funding cycle

Orlando’s BAP provides matching grants (up to $20,000) to help small businesses with one-time costs tied to location, expansion, permit, or infrastructure fees — reducing the upfront burden on startups and expanding businesses.

Eligible for: Small businesses locating, expanding, or redeveloping in City of Orlando who incur permit, impact or infrastructure fees and need cost mitig…

Deadline: Rolling / when funds are available

Boynton Beach offers a Small Business Grants Program intended to support local small businesses (1–25 employees) — useful for working capital, growth, or stabilization.

Eligible for: For-profit small businesses located within Boynton Beach, properly licensed, with 1–25 employees, and at least one full year of operation.

Deadline: 2025–2026 fiscal year (applications open)

The FSBDC STEP Grant helps Florida small businesses offset costs associated with entering or expanding into export markets — reimbursing trade-show fees, travel, lodging, and sample shipping to ease export-related expenses.

Eligible for: Florida small businesses engaged in exporting or exploring export markets that meet FSBDC export client eligibility and comply with program …

Deadline: When funds remain; follow STEP cycles

Jacksonville’s Business Financing Programs connect local businesses with loans, incentives, and support to foster growth, expansion, and economic development across the city’s business community.

Eligible for: Small, micro, and growing businesses within Jacksonville city limits that meet program standards and qualify under local economic developmen…

Deadline: Varies by program within the city financing portfolio

Enterprise Florida offers trade and export support — grants, export-marketing assistance, and trade-mission funding — to help Florida small and medium businesses enter or expand in global markets.

Eligible for: Florida-based small to medium enterprises seeking to expand into export markets, who meet Enterprise Florida eligibility criteria for trade-…

Deadline: Varies by program and solicitation

The Rural Business Development Grants program helps agricultural and rural-area businesses in Florida access funding for expansion, planning, equipment, or business-growth projects — supporting economic development outside urban centers.

Eligible for: Rural businesses in eligible Florida counties (qualifying under USDA rural definitions) seeking funding for expansion, planning, capital pro…

Deadline: Application windows vary; see USDA Rural Development announcements

City of Tamarac Community Development DepartmentFLFirst-Time HomeownerCity of Tamarac purchase assistance program that provides substantial subordinate mortgage financing to cover down payment and closing costs for low-, very low-, and moderate-income first-time buyers, funded through local and state housing resources.

Updated: Dec 6, 2025

City of Tamarac’s purchase assistance program providing substantial down payment and closing-cost help to first-time homebuyers purchasing within Tamarac, Florida.

Eligible for: Income-eligible first-time homebuyers purchasing a new or existing home within the City of Tamarac; household income must be at or below 120…

Funding: Provides up to $60,000 in assistance for very low-income households, up to $50,000 for low-income households, and up to $40,000 for moderate-income households to be used toward down payment and closing costs, structured as a subordinate mortgage tied to long-term affordability and owner-occupancy requirements.Deadline: Program currently closed as of November 2025; historically offered on a rolling basis while funds were availableRollingCity (City of Tamarac, Florida)homebuyerfirst-time homebuyerlow-income homebuyervery-low-income homebuyermoderate-income homebuyerFlorida homebuyerTamarac homebuyerdown payment assistanceclosing cost assistancesubordinate mortgagelarge assistance amountcity programhomebuyer education required

Housing Finance Authority of Pinellas CountyFLFirst-Time HomeownerMulti-county Housing Finance Authority program that pairs a fixed-rate first mortgage with a 0% interest, deferred second mortgage (Home Key Plus 2nd Mortgage) to provide down payment and closing cost assistance for eligible buyers in Pinellas, Pasco, and Polk counties.

Updated: Dec 6, 2025

Zero-interest Home Key Plus 2nd Mortgage down payment assistance for first-time homebuyers in Pinellas, Pasco, and Polk counties, paired with an HFA first mortgage.

Eligible for: First-time homebuyers, veterans, or buyers who have not owned a home in the past 3 years; minimum 660 credit score; must complete an approve…

Funding: Offers up to $10,000 in 0% interest, deferred second-mortgage assistance for homes in Pinellas County and up to $7,500 in Pasco and Polk counties to be used toward down payment and closing costs, with repayment generally due only when the home is sold, refinanced, or no longer used as a primary residence.Deadline: Rolling / while funds remain availableRollingMulti-county region (Pinellas, Pasco, and Polk Counties, FL)homebuyerfirst-time homebuyerveteran homebuyerlow-income homebuyermoderate-income homebuyerFlorida homebuyerdown payment assistanceclosing cost assistancesecond mortgagedeferred loanHFA programhomebuyer education required

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Florida.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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