Explore O Grants Nationwide

FHA.com’s New Hampshire grants page highlights Home Flex Plus as a key DPA option, describing how it layers 3–4% in cash assistance on top of an FHA, VA or USDA-RD mortgage through New Hampshire Housing to cover a buyer’s downpayment and closing costs.

Eligible for: New Hampshire homebuyers using New Hampshire Housing’s Home Flex Plus mortgage program (FHA, VA or USDA-RD insured) who meet income and purc…

This program update announces that New Hampshire Housing’s Cash Assistance has been simplified and increased to fixed awards of up to $15,000, making it easier for qualifying borrowers to understand and use state-backed downpayment help.

Eligible for: Homebuyers using eligible New Hampshire Housing first-mortgage products (Home Flex Plus, Home Preferred Plus and other qualifying programs) …

City of Boise’s Homeownership Opportunity Program provides mortgage assistance to income qualified buyers purchasing homes within Boise city limits, using HUD funds to help with down payment, closing costs, and gap financing so monthly payments remain affordable

Eligible for: Income eligible homebuyers purchasing within Boise city limits with gross household income between 50% and 80% of Area Median Income who wor…

Caribou’s Section 8 HCV Homeownership Program lets eligible voucher holders convert their rental subsidy into support for a mortgage payment, creating a path from renting to owning for low-income families who can save a modest down payment and complete homebuyer education.

Eligible for: Section 8 Housing Choice Voucher recipients in Caribou who are in good standing for at least the prior year, do not owe money to any housing…

Statewide West Virginia mortgage program offering low-interest 30-year fixed-rate loans and optional down payment assistance to make first-time homeownership more affordable for income-eligible buyers.

Eligible for: Primarily first-time homebuyers purchasing an owner-occupied home in West Virginia who meet county income and purchase price limits and, in …

Idaho Central Credit Union’s First-Time Homebuyer Programs page highlights multiple mortgage options that can offer little to no money down, including 100 percent financing and extended term loans tailored for lower and middle income first time buyers across Idaho

Eligible for: First time and returning homebuyers who qualify for ICCU mortgage underwriting, including lower and middle income borrowers purchasing an ow…

The Homebuyers hub introduces Montana Board of Housing’s suite of affordable mortgage options and highlights that buyers can combine a low fixed-rate home loan with down payment and closing cost assistance to make purchasing a home more attainable.

Eligible for: Prospective Montana homebuyers who plan to occupy the home as their primary residence, can qualify for a Montana Board of Housing loan throu…

Statewide Idaho down payment assistance program that layers a second mortgage on top of an Idaho Housing first mortgage to cover most or all of the required down payment and closing costs while helping buyers preserve savings

Eligible for: Eligible Idaho homebuyers using an Idaho Housing first mortgage, meeting program underwriting and household income limits and completing app…

Maui County’s First-Time Home Buyer’s Down Payment Assistance Program provides grant assistance up to $30,000 or 5% of the purchase price to help low- to above-moderate income first-time buyers cover down payment and closing costs on eligible properties in the county.

Eligible for: First-time homebuyers who are County of Maui residents at time of application, U.S. citizens or resident aliens, at least 18, with household…

MaineHousing’s flagship First Home Loan Program offers low fixed-rate mortgages for Maine first-time buyers, with little or no down payment required and an optional $5,000 Advantage grant to cover closing costs and up-front cash needs.

Eligible for: Primarily first-time homebuyers (no ownership in a principal residence in the last 3 years) with minimum 640 credit score, within MaineHousi…

NeighborWorks Montana’s Down Payment and Closing Cost Assistance programs provide flexible second-mortgage financing that fills the gap between what a primary lender will offer and the total funds needed for down payment and closing costs across large portions of Montana.

Eligible for: For the HOME-funded product, borrowers must be first-time homebuyers, single parents with dependent children, or households with a disabled …

NIFA’s HBA program provides a low-interest second mortgage covering up to 5% of the purchase price for down payment & closing costs.

Eligible for: First-time buyers meeting NIFA income & purchase limits; must use NIFA first mortgage