Explore O Grants Nationwide

The DSHA Loan Products page details the specific Smart Start, First State Home Loan and Diamond in the Rough offerings, showing how Delaware first-time and repeat buyers can pair a DSHA mortgage with 3%–5% down payment and closing-cost assistance.

Eligible for: Low- and moderate-income Delaware homebuyers who qualify for DSHA Welcome Home or Home Again FHA, VA, USDA or conventional 30-year fixed-rat…

DSHA’s “How We Can Help” page is the central hub for Delaware first-time homebuyer assistance, outlining Welcome Home and Home Again mortgage programs plus layered down payment help like First State Home Loan and Diamond in the Rough.

Eligible for: Delaware first-time and repeat homebuyers using DSHA’s Welcome Home or Home Again mortgage programs who meet county income and purchase-pric…

HPAP is DC’s flagship down payment and closing cost assistance program, offering up to $202,000 in gap financing plus $4,000 in closing cost help so first-time homebuyers can afford a primary residence in the District of Columbia with far less cash upfront.

Eligible for: Head-of-household first-time homebuyers (no ownership interest in any residence in past 3 years) who are very-low to moderate-income by DHCD…

Cook Inlet Lending Center’s NAHI and Home$tart grants are large, forgivable-style down payment assistance grants that can provide eligible Alaska homebuyers with $15,000–$25,000 to cover down payment, closing costs and prepaid expenses, significantly reducing the cash needed to become a homeowner.

Eligible for: For NAHI: Alaska Native, American Indian or Native Hawaiian homebuyers below ~80% of NAHASDA AMI who will owner-occupy a 1–4 unit property, …

Affordable first mortgages for first-time buyers; can be paired with NIFA down payment assistance.

Eligible for: First-time buyers, veterans, or target-area purchasers meeting NIFA limits

SENCA offers DPA loans + rehab grants to support safe, affordable homeownership in SE Nebraska.

Eligible for: First-time buyers under 80–100% AMI purchasing in SENCA counties & completing homebuyer education

Interest-free, deferred DPA loans supporting first-time buyers in Lincoln.

Eligible for: Low- to moderate-income first-time buyers purchasing within Lincoln

NWNEN offers a 0% interest DPA loan to help low-income buyers bridge upfront costs.

Eligible for: Income-eligible buyers who contribute $1,000, complete education & purchase in service area

HomeForward DPA is a 15-year fixed-rate second mortgage that gives New Mexico buyers up to 3% of the sales price toward down payment, pairing with MFA’s HomeForward first mortgage and supporting both first-time and repeat buyers statewide.

Eligible for: Open to first-time and repeat homebuyers using the HomeForward First Mortgage program to purchase an owner-occupied single-family property i…

District XI Human Resource Council administers a first-time homebuyer down payment assistance program that provides HOME-funded, locally managed gap financing to help low- and moderate-income households in and around Missoula become homeowners.

Eligible for: First-time homebuyers in the Missoula region and surrounding counties whose household income is at or below roughly 80% of area median incom…

Montana Board of Housing’s Bond Advantage and MBOH Plus down payment assistance programs help first-time and income-eligible buyers statewide cover the up-front cash needed for down payment and closing costs.

Eligible for: Homebuyers must first qualify for a Montana Board of Housing Regular Bond Program 30-year fixed-rate first mortgage, work with a participati…

State-level mortgage and down payment / closing cost assistance via NHHFA, including low downpayment options and cash assistance up to $15,000.

Eligible for: First-time and moderate-income homebuyers, income and purchase price limits apply, must use approved lenders