Explore O Grants Nationwide

Minneapolis’ down payment assistance loan provides $10,000–$20,000 in gap financing for income-qualified first-time homebuyers in the city, based on household AMI, to cover down payment and closing costs.

Eligible for: First-time homebuyers purchasing a primary residence in Minneapolis who meet income limits (≤80% or 60% AMI depending on assistance level), …

Minnesota Housing’s “Buy a Home” offerings provide statewide first-time homebuyer and repeat-buyer mortgages with built-in access to down payment and closing-cost assistance, making homeownership more affordable for low- and moderate-income households across Minnesota.

Eligible for: First-time and repeat homebuyers in Minnesota who meet Minnesota Housing income limits (in some areas up to about $185,700 household income)…

Florissant’s Down Payment Assistance Program offers a $3,500 interest-free, forgivable loan that can be applied to down payment and closing costs for a home purchase within the city. As long as the buyer lives in the home for five years, the assistance is fully forgiven, effectively turning the second mortgage into a homebuyer grant.

Eligible for: Income-eligible first-time homebuyers purchasing an owner-occupied home inside Florissant city limits, who meet local income limits and prog…

Proud Ground’s Portland Down Payment Assistance Grant is a high-impact, city-funded grant that can provide up to $150,000 toward down payment costs, making homeownership in Portland significantly more attainable for income-qualified first-time buyers.

Eligible for: First-time homebuyers purchasing a home within Portland city limits who meet household income limits, currently live in the city, qualify fo…

The City of Mobile First Time Home Buyers’ Downpayment Assistance Program helps low- and moderate-income buyers purchase homes inside Mobile city limits by providing forgivable down payment and closing-cost assistance layered with primary mortgages.

Eligible for: Income-eligible first-time homebuyers purchasing an owner-occupied home within Mobile city limits who complete HUD-approved homebuyer educat…

Statewide homeownership hub that connects Alabama buyers to below-market 30-year fixed-rate mortgages, down payment assistance, and closing-cost grants through AHFA’s First Step, Step Up, and grant add-ons.

Eligible for: Low- to moderate-income homebuyers in Alabama who meet program income, credit, and purchase-price limits, complete homebuyer education, and …

Minnesota Housing’s now-closed First-Generation Homebuyer Loan Program provided targeted downpayment assistance loans to first-generation buyers using a Start Up mortgage, helping households whose parents never owned a home overcome the upfront cost barrier to homeownership.

Eligible for: First-generation homebuyers (whose parents never owned a home) using a Minnesota Housing Start Up mortgage, meeting agency income and purcha…

MHDC’s Homebuyer Programs (First Place, Next Step and the Mortgage Credit Certificate) help Missouri first-time and repeat buyers bridge the gap between savings and the cash needed to close. By combining affordable interest rates, down payment assistance and a federal tax credit option, these programs make homeownership more attainable for income-eligible buyers across the state.

Eligible for: First-time and repeat homebuyers (depending on program), typically must purchase a primary residence in Missouri, meet MHDC income and purch…

DevNW’s Springfield Downpayment Assistance Program offers up to $25,000 in no-interest down payment and closing-cost assistance to first-time homebuyers, making it one of the most visible Springfield-specific DPA options for lower-income households.

Eligible for: First-time homebuyers (no homeownership in past 3 years) purchasing an eligible single-family or manufactured home on owned land within Spri…

Richland County’s RCHAP provides up to $24,500 in forgivable down payment and closing cost assistance to low- and moderate-income first-time buyers purchasing homes in unincorporated Richland County, improving access to safe, affordable owner-occupied housing.

Eligible for: First-time homebuyers (or those who have not owned a home in the past three years) purchasing a single-family detached home built after 1978…

City of Florence’s First-Time Homebuyers Program offers structured education plus generous down payment and closing cost assistance—up to $30,000—to help income-eligible residents become successful long-term homeowners in Florence’s targeted neighborhoods.

Eligible for: Low- to moderate-income first-time homebuyers purchasing an eligible home within Florence city limits who attend required homebuyer educatio…

WHEDA’s “Home Buyers” hub is the central entry point for Wisconsin first-time and repeat homebuyers to learn about WHEDA Advantage mortgages, down payment assistance, and how to connect with certified lenders.

Eligible for: Homebuyers purchasing an owner-occupied property in Wisconsin through a WHEDA-approved lender; must meet WHEDA total household compliance in…