City of Florissant
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City of FlorissantMOFirst-Time Homeowner0 percent interest deferred forgivable loan funded with HOME program dollars
Updated: Dec 6, 2025
Florissant’s Down Payment Assistance Program offers a $3,500 interest-free, forgivable loan that can be applied to down payment and closing costs for a home purchase within the city. As long as the buyer lives in the home for five years, the assistance is fully forgiven, effectively turning the second mortgage into a homebuyer grant.
Eligible for: Income-eligible first-time homebuyers purchasing an owner-occupied home inside Florissant city limits, who meet local income limits and prog…
Funding: Provides a zero interest deferred loan now offering up to 7000 dollars to be used toward down payment and closing costs, fully forgiven after the homeowner occupies the property for the required five year period under current guidelines.Deadline: Rolling / subject to funding availabilityRollingLocalhomebuyerfirst-time homebuyerlow- to moderate-income homebuyerdown payment assistanceclosing cost assistanceforgivable loan