The Industrial Development Authority of the County of Pima

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Pima Tucson Homebuyer’s Solution (PTHS) and PTHS Advantage

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The Industrial Development Authority of the County of PimaAZFirst-Time HomeownerCounty and city industrial development authority sponsored 30 year fixed rate first mortgages paired with down payment and closing cost assistance structured as second mortgage loans that may be forgivable over time or as grants for certain loan types such as VA, sized as a percentage of the first loan amount.

Updated: Dec 6, 2025

Pima Tucson Homebuyer’s Solution program offering a fixed-rate first mortgage paired with down payment and closing cost assistance for buyers in Pima County, including Tucson.

Eligible for: Homebuyers purchasing an owner-occupied primary residence in Pima County (including the City of Tucson) who qualify for an eligible FHA, VA,…

Funding: Typically offers down payment and closing cost assistance equal to roughly 3 to 5 percent of the first mortgage amount, delivered as a second mortgage that may be forgiven over a defined term or as a grant depending on the specific PTHS product and underlying loan type.Deadline: Rolling; assistance available while program funds and daily rate sheets remain active.RollingCountyhomebuyerfirst-time homebuyerrepeat homebuyerlow-income homebuyerPima County residentdown payment assistanceclosing cost assistanceforgivable loangrantaffordable mortgage

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