Grant Directory

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Kentucky Housing Corporation

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Latest opportunities (2)

Kentucky Housing CorporationKYFirst-Time Homeowner15-year amortized loan at 4.75% interest

Updated: Dec 5, 2025

KHC’s Down Payment Assistance page explains how the Down Payment Assistance Program (DAP) helps buyers cover down payment, closing costs and prepaids that often block first-time and moderate-income homebuyers from purchasing a home.

Eligible for: Kentucky homebuyers using a KHC first-mortgage loan who meet KHC income limits, credit and underwriting guidelines, and purchase an owner-oc…

Funding: Up to 12500 dollars in down payment/closing-cost assistanceDeadline: 2025-11-302025-11-30Statewideindividualhomebuyerdown payment assistanceclosing cost assistance

Kentucky Housing CorporationKYFirst-Time HomeownerSecond mortgage down payment assistance loan plus mortgage credit certificate tax credit

Updated: Dec 5, 2025

This partner-facing page shows lenders how KHC’s down payment assistance and home buyer tax credits work together to make homeownership possible and more affordable for Kentuckians who might otherwise be priced out.

Eligible for: Designed for KHC lending partners originating KHC loans for Kentucky homebuyers; borrowers must qualify for KHC first-mortgage programs, mee…

Funding: Explains that KHC offers Down Payment Assistance Program loans up to 12500 dollars, repaid over 15 years at 4.75 percent interest, and a Home Buyer Tax Credit providing a federal tax credit of up to 20 percent of annual mortgage interest for eligible borrowers.Deadline: 2025-11-302025-11-30Statewidelenderhomebuyerdown payment assistanceclosing cost assistancetax credit