Gloucester County Office of Housing & Community Development
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Gloucester County Office of Housing & Community DevelopmentNJFirst-Time HomeownerGloucester County zero percent interest deferred payment second mortgage that provides up to twenty five thousand dollars for closing costs and down payment, forgiven after a required period of owner occupancy.
Updated: Dec 6, 2025
County-wide down payment / closing cost assistance helping renters with incomes to make the leap to homeownership.
Eligible for: Low- and moderate-income first-time homebuyers (no home ownership in last 3 years) within Gloucester County, NJ; must complete HUD-approved …
Funding: Provides up to twenty five thousand dollars as a zero percent interest deferred loan used first for eligible closing costs and then for down payment, secured by a lien that is forgiven after the buyer satisfies a five to ten year owner occupancy requirement.Deadline: Rolling / while funds last RollingCountyhomebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerGloucester County residentdown payment assistanceclosing cost assistance0% interestdeferred loanforgivable loancounty program