City of Tucson Housing and Community Development

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Down Payment Assistance Program

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City of Tucson Housing and Community DevelopmentAZFirst-Time HomeownerLocally administered deferred payment down payment assistance loan funded with HOME and related resources that can cover up to 20 percent of the contract sales price, with no monthly payments and repayment generally due if the home is sold or no longer a primary residence during the affordability period.

Updated: Dec 6, 2025

Tucson and Pima County down payment assistance loan program offering up to 20% of the purchase price in support for income-eligible first-time buyers.

Eligible for: First-time homebuyers purchasing a primary residence in the City of Tucson or Pima County (excluding Tribal lands) with household income at …

Funding: Provides a deferred payment assistance loan of up to 20 percent of the contract sales price that can be applied to down payment and allowable closing costs on eligible homes in Tucson and Pima County, subject to purchase price limits and affordability review.Deadline: Rolling; available while local HOME/related funds remain.RollingRegionalhomebuyerfirst-time homebuyerlow-income homebuyerTucson residentPima County residentdown payment assistanceclosing cost assistancedeferred loanaffordable homeownershiphomebuyer education

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