City of Trenton Housing & Community Dev.
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City of Trenton Housing & Community Dev.NJFirst-Time HomeownerMunicipal first-time homebuyer assistance program that provides substantial down payment and closing cost support through a deferred or forgivable second mortgage for eligible buyers purchasing in Trenton.
Updated: Dec 6, 2025
Municipal program providing substantial assistance to first-time buyers in Trenton to reduce barriers and promote homeownership in the community.
Eligible for: First-time homebuyers purchasing in Trenton, NJ, meeting income/purchase-price limits, attend homebuyer education and use approved lender.
Funding: Offers up to approximately 50,000 dollars in assistance for down payment and closing costs, typically structured as a deferred-payment or forgivable subordinate loan, with exact terms, repayment triggers, and affordability requirements set by the City of Trenton program guidelines.Deadline: Rolling / until funds exhaustedRollingCity (Trenton, New Jersey)homebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerNew Jersey homebuyerTrenton homebuyerdown payment assistanceclosing cost assistancedeferred second mortgageforgivable loancity programlarge assistance amount