City of Seattle Office of Housing
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City of Seattle Office of HousingWAFirst-Time HomeownerCity of Seattle Office of Housing downpayment assistance delivered as subordinated low interest deferred second mortgages funded primarily by the Seattle Housing Levy and local sources, administered through nonprofit partners and paired with Washington State Housing Finance Commission first mortgages.
Updated: Dec 6, 2025
City of Seattle downpayment assistance delivered through nonprofit partners and WSHFC loans to help low-income first-time buyers purchase homes in Seattle.
Eligible for: First-time, income-eligible homebuyers (generally at or below 80% AMI) purchasing a primary residence within Seattle city limits; buyers wor…
Funding: Offers downpayment assistance loans that can reach roughly 55,000 dollars for open market homes, about 70,000 dollars for smaller resale restricted homes, and up to around 90,000 dollars for larger resale restricted homes with three or more bedrooms, structured as low interest deferred second mortgages repaid according to program affordability and resale terms.RollingLocalhomebuyerfirst-time homebuyerlow-income homebuyerSeattle residentdown payment assistanceclosing cost assistancelow-interest loandeferred loansecond mortgagecity programresale-restricted housingHousing Levy funded