City of Providence & Housing Network of Rhode Island
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City of Providence & Housing Network of Rhode IslandRIFirst-Time Homeowner
Updated: Nov 29, 2025
The Providence Down Payment Assistance Program offers income-eligible first-time buyers in Providence a forgivable, zero-interest loan of up to $20,000 to cover down payment and closing costs, making urban homeownership far more attainable.
Eligible for: First-time homebuyers purchasing a 1–3 unit home or condo in the City of Providence whose household income is at or below 80% of Area Median…