City of Perth Amboy – Housing & Community Development Department
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City of Perth Amboy – Housing & Community Development DepartmentNJFirst-Time HomeownerCity of Perth Amboy municipal down payment and closing cost assistance typically structured as a subordinate deferred or forgivable loan tied to owner occupancy requirements for first time buyers.
Updated: Dec 6, 2025
Municipal down payment assistance for eligible first-time buyers in Perth Amboy, helping bridge the upfront cost to ownership.
Eligible for: First-time homebuyers purchasing in the City of Perth Amboy; must meet income/purchase price limits and complete homebuyer education; proper…
Funding: Generally offers up to approximately twenty five thousand dollars in assistance toward down payment and eligible closing costs for qualifying first time buyers within Perth Amboy, with exact limits determined by funding round.Deadline: Rolling / subject to city funding availabilityRollingLocalhomebuyerfirst-time homebuyerlow-income homebuyermoderate-income homebuyerPerth Amboy residentdown payment assistanceclosing cost assistancedeferred loanforgivable loancity program