City of Fargo – Planning & Development / ND Housing Finance Agency

Fargo’s Downpayment Assistance page connects first-time buyers in the city directly to NDHFA’s DCA Program, which embeds a 3% down payment and closing-cost credit into an NDHFA first mortgage for low-income households.

Eligible for: First-time homebuyers purchasing within Fargo city limits who qualify for an NDHFA first mortgage and meet DCA income and property guideline…