Arizona Industrial Development Authority

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Home Plus Homebuyer Down Payment Assistance Program

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Arizona Industrial Development AuthorityAZFirst-Time HomeownerStatewide Arizona Industrial Development Authority program that combines a 30 year fixed rate first mortgage with down payment and closing cost assistance of up to 4 percent of the first mortgage amount, delivered through a network of participating lenders with options for forgivable or non forgivable assistance structures.

Updated: Dec 6, 2025

Statewide Home Plus down payment assistance program providing up to 4% of the loan amount toward down payment and closing costs for qualifying Arizona homebuyers.

Eligible for: Borrowers purchasing a primary residence anywhere in Arizona who meet program income limits (generally ≤$146,503 household income), qualify …

Funding: Provides down payment and closing cost assistance equal to as much as 4 percent of the first mortgage amount, which can be applied to the borrower down payment, closing fees or a combination of both, and is available in every Arizona county through participating Home Plus lenders.Deadline: Rolling; funding available year-round.RollingStatewidehomebuyerfirst-time homebuyerrepeat homebuyerlow-income homebuyerArizona residentdown payment assistanceclosing cost assistancesecond mortgageforgivable assistanceaffordable mortgage

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