Grant Directory

Verified government funding opportunities

Grants in Utah

Utah statewide grants & funding programs

Explore active funding opportunities from state agencies, cities, and local partners across Utah. Filter by category, agency, or keyword to find grants that match your project, business, or community.

5 programs currently listed in Utah • Updated daily

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Latest opportunities (5)

Utah Housing CorporationUTFirst-Time Homeowner0% interest soft-second mortgage loan

Updated: Dec 5, 2025

This Utah Housing Corporation FAQ document lays out the official rules for the First-time Homebuyer Assistance Program, clarifying how the 0% soft-second loan works, who qualifies, and how much assistance is available for Utah first-time buyers.

Eligible for: First-time homebuyers (as defined in SB 240 and IRS rules) purchasing a qualifying residential unit in Utah—new construction or newly built …

Funding: Up to 20000 dollars in assistance toward down payment, closing costs, or a permanent interest rate buydown.Deadline: Rolling / subject to funding availability and program reservationsRollingStatewideindividualfirst-time homebuyerdown payment assistanceclosing cost assistanceinterest rate buydown

Provo’s Down Payment Assistance Loan Programs—Home Purchase Plus and Loan to Own—offer substantial 0% interest, deferred-payment second mortgages of up to $60,000 or $40,000 to help first-time homebuyers in Provo and across much of Utah County cover down payment and closing costs while keeping monthly payments affordable.

Eligible for: First-time homebuyers with household incomes at or below 80% of Area Median Income purchasing an owner-occupied home. Home Purchase Plus is …

Deadline: Rolling / subject to funding availability (currently accepting applications)

Salt Lake City Housing Stability DivisionUTFirst-Time HomeownerShared equity ground-lease homeownership

Updated: Dec 5, 2025

Salt Lake City’s Home Buyer Programs page describes municipal initiatives—most notably the Community Shared Equity Program—that help income-qualified households purchase homes on city-controlled land with long-term affordability protections.

Eligible for: Low- to moderate-income homebuyers interested in purchasing Salt Lake City Housing Stability homes under the City’s Community Shared Equity …

Funding: Purchase price and assistance are program dependent under the shared equity model.Rolling / waitlistLocalindividuallow- to moderate-income homebuyershared equityhome purchase assistance

Davis County Community & Economic DevelopmentUTFirst-Time Homeownerdeferred payment loan (subordinate lien)

Updated: Dec 5, 2025

Davis County’s Homeownership Assistance Program provides up to $50,000 in low-interest, no-payment assistance to help income-qualified buyers reduce their mortgage payment, cover a large share of down payment and closing costs, and make homeownership attainable in a high-cost market.

Eligible for: Low- and moderate-income individuals and families purchasing a home in Davis County, Utah who meet county income thresholds, debt-to-income …

Funding: Homeownership assistance loans up to $50,000 with 1% interest and no monthly payments, used for principal reduction, permanent rate buydown (up to $10,000), and up to 50% of required down payment and closing costs.Deadline: Rolling by funding cycle (2025 funds exhausted; applications reopen July 1, 2026, on a first-come, first-qualified basis)fixedcountyLow- and moderate-income homebuyerDown payment assistanceClosing cost assistancePrincipal reductionInterest rate buydownDeferred payment loan

Utah Housing CorporationUTFirst-Time Homeowner0% interest soft-second mortgage loan

Updated: Dec 5, 2025

Utah’s SB 240 First-Time Homebuyer Assistance Program offers up to $20,000 in 0% interest state assistance that can be applied to down payment, closing costs, or a permanent rate buydown on brand-new homes, giving first-time buyers a powerful way to lower upfront costs and monthly payments in a high-price market.

Eligible for: First-time homebuyers who have not owned a home in the past three years (with certain exceptions for single parents and displaced homemakers…

Funding: Up to 20000 dollars in state-funded assistance for down payment, closing costs, or permanent interest rate buydown.Deadline: Rolling / subject to funding availability (appropriated $50M; assistance available while funds remain)RollingStatewideindividualfirst-time homebuyerdown payment assistanceclosing cost assistanceinterest rate buydown

First-time homebuyer? Start with this guide.

This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Utah.

Recommended Resource

First-Time Homebuyer Starter Pack (2025 Edition)

A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.

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