Grants in Ohio
Ohio statewide grants & funding programs
Explore active funding opportunities from state agencies, cities, and local partners across Ohio. Filter by category, agency, or keyword to find grants that match your project, business, or community.
20 programs currently listed in Ohio • Updated daily
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Latest opportunities (20)
BankrateOHFirst-Time HomeownerConsumer-facing editorial guide that explains how major Ohio programs like the OHFA Homebuyer Program, OHFA down payment assistance, and local city and county grants work rather than providing funding directly.
Updated: Dec 6, 2025
Editorial guide that explains Ohio’s main first-time homebuyer assistance programs and points readers to statewide and local options, including OHFA and various city/county initiatives.
Eligible for: First-time homebuyers researching assistance options in Ohio; readers are directed to program administrators like OHFA, county housing offic…
First Ohio Home Finance, Inc.OHFirst-Time HomeownerLender overview page describing how First Ohio Home Finance packages OHFA backed mortgages, down payment assistance, grants, and tax credit products for eligible Ohio first time buyers rather than providing a standalone grant.
Updated: Dec 6, 2025
Lender overview page describing OHFA-backed and other assistance programs available to Ohio first-time homebuyers through First Ohio Home Finance.
Eligible for: Ohio first-time homebuyers (and some repeat buyers) who meet income, credit, and purchase price requirements for OHFA and partner programs; …
Ohio Housing Finance AgencyOHFirst-Time HomeownerStatewide down payment assistance from the Ohio Housing Finance Agency that lets eligible borrowers using an OHFA first mortgage choose either two and a half or five percent of their loan amount to apply toward down payment, closing costs, or other pre-closing expenses.
Updated: Dec 6, 2025
FHA.com’s Ohio grants page highlights OHFA’s “Your Choice!” Down Payment Assistance Program, which provides 2.5% or 5% of the loan amount to help cover down payment and closing costs for qualifying Ohio homebuyers.
Eligible for: Homebuyers in Ohio using an OHFA 30-year fixed-rate FHA, VA, USDA-RD, or conventional mortgage who meet OHFA income and purchase price limit…
City of Canton Department of Community DevelopmentOHFirst-Time HomeownerCity of Canton zero percent interest deferred payment second mortgage that provides up to five thousand dollars for down payment and closing costs and is fully forgiven after five years of owner occupancy.
Updated: Dec 6, 2025
City of Canton’s down payment assistance program provides up to $5,000 as a 0% interest deferred loan to help first-time buyers cover down payment and closing costs.
Eligible for: First-time low- to moderate-income homebuyers purchasing an owner-occupied home within the Canton city limits; must contribute at least $500…
State of OhioOHFirst-Time HomeownerOhio state information hub that aggregates and links to multiple homebuyer incentive programs including mortgage products, down payment help, savings tools, and redevelopment initiatives rather than providing direct funding itself.
Updated: Dec 6, 2025
Centralized Ohio.gov resource hub pointing homebuyers to multiple statewide incentives, including mortgage products, down payment assistance, savings programs, and redevelopment initiatives.
Eligible for: Ohio residents seeking to buy a home who qualify under individual program guidelines, including income and purchase price limits, residency …
Cuyahoga County Department of Development / CHN Housing PartnersOHFirst-Time HomeownerCounty administered down payment assistance providing an amount equal to seventeen percent of the total transaction cost to reduce the buyer’s required cash-to-close and first-mortgage balance.
Updated: Dec 6, 2025
County-administered down payment assistance program providing a substantial 17% of the total transaction amount to help income-eligible first-time buyers purchase homes in Cuyahoga County.
Eligible for: First-time homebuyers (no homeownership in past 3 years) purchasing an owner-occupied, single-family home in Cuyahoga County who will use th…
Franklin County Board of Commissioners / HomeportOHFirst-Time HomeownerFranklin County zero percent interest deferred second mortgage that provides up to five percent of the purchase price, capped at fifteen thousand dollars, for down payment, prepaid items, and closing costs and is forgiven after a six year affordability period.
Updated: Dec 6, 2025
County-level down payment assistance program providing a forgivable 0% second mortgage to help low- and moderate-income first-time buyers in Franklin County with down payment and closing costs.
Eligible for: First-time homebuyers (or those who have not owned a home in the past 3 years) purchasing an owner-occupied single-family home located insid…
Ohio Housing Finance AgencyOHFirst-Time HomeownerOhio Housing Finance Agency statewide first mortgage platform offering thirty year fixed rate FHA, VA, USDA RD, and conventional loans for income eligible buyers that can be layered with OHFA down payment assistance, Ohio Heroes, Grants for Grads, Mortgage Tax Credit, and other incentives.
Updated: Dec 6, 2025
Statewide first-time homebuyer mortgage program offering affordable 30-year fixed-rate loans and access to layered assistance like down payment help, tax credits, and special incentives.
Eligible for: First-time homebuyers (or those meeting OHFA’s exceptions such as qualifying veterans or purchases in target areas) who meet OHFA income and…
First-time homebuyer? Start with this guide.
This downloadable workbook walks you through grants, timelines, and checklists so you can buy with confidence in Ohio.
Recommended Resource
First-Time Homebuyer Starter Pack (2025 Edition)
A complete first-time homebuyer toolkit: 9 checklists, timelines, grant guidance, worksheets + editable Excel/Google Sheet budget & affordability calculator.